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OPEN ENROLLMENT IS NOW!

Open Enrollment Starts November 1 and Ends January 15

We made enrolling in

Health Insurance easy.

You can do everything on your own and your expert agent, Sean, is standing by if needed.


User friendly

Quick, easy and hassle free


Lowest Price

Shop all the carriers


Best of both worlds

Self-enroll with agent support

Affordable Care Act Plans

Plans compliant with the ACA ("Obamacare"). These plans offer major medical coverage and cover pre-existing conditions.

Depending on your income level, you may qualify for a Premium Tax Credit.

Self-Enroll ACA Here

Need help enrolling? Watch this video.

High Quality Non-ACA Plans

Often great for high income earners. Wide network PPO plans that cover a large range of medical expenses including doctors visits, RX, preventative care, as well as surgeries and hospital stays.

Dental/Vision Plans

Tailored plans for total wellness. Dental insurance focuses on preventive care, treatments, and orthodontics, while vision insurance covers eye exams, glasses, and contacts, promoting your overall health.

Don't miss the window

OPEN ENROLLMENT IS NOW!

Open Enrollment Ends January 15

High Quality Non-ACA Plans

See if you qualify for Allstate's plan by clicking NEXT-> below!

Note: All health questions would apply to primary applicant and any potential dependents.

Within the l‌ast 5 y‌ears, has any applicant received medical or surgical treatment, consulted a health care professional, or has medication been prescribed or recommended for the following:

  1. Heart Disorder, excluding Mitral Valve Prolapse (MVP) or surgically corrected or closed Atrial Septal Defect (ASD)/Ventricular Septal Defect (VSD)

  2. Coronary Artery Disease (CAD), Heart Attack, or a heart procedure (including angiopl‌asty, stent, or bypass)

  3. Stroke, Transient Ischemic Attack (TIA), or Carotid Artery Disease

  4. Crohn’s Disease or Ulcerative Colitis

  5. Liver disorders or Hepatitis B or C, excluding fully recovered Hepatitis A

  6. Kidney disorders

  7. Emphysema, Chronic Obstructive Pulmonary Disease (COPD)

  8. Diabetes or Prediabetes

  9. Cancer, Tumor, Lump, or Mass, excluding Basal Cell Skin Cancer

  10. Alcoholism, Alcohol or Chemical Dependency, or Drug or Alcohol Abuse, or use disorder

  11. Joint Replacement

  12. Bipolar Disorder or Schizophrenia

  13. Systemic Lupus Erythematosus, Cystic Fibrosis, or Multiple Sclerosis (MS)

Congrats! It looks like you qualify for this plan.

Based on your answer Allstate is unable to issue coverage for the Allstate Health Access plan. However, you may qualify for their guaranteed issue plan. Would you like a quote emailed?

*ACA plans would be a great option if you wanted a non-ACA plan but do not qualify. Scroll above to see options.

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Allstate Health Access

Allstate Health Access (non-ACA) is fixed-benefit insurance

that helps you cover the “what ifs” of everyday

health care. Plans give you an affordable and

predictable way to pay for things like checkups,

prescriptions, lab tests and more. You choose

the set dollar amount up front, and Allstate pays

covered expenses for that plan year. And there

are no deductibles or copays. You simply cover

anything above the dollar amount you choose.

Allstate Health Access is most effective when

used in combination with a major medical plan.

But it can also serve as minimum coverage

when major medical is not an affordable option.

So you’ll get coverage at a cost that works

for you.


The link below shows the Health Access information, as well as other great supplemental products. The more you options you choose, the greater the protection! We recommend the "Fixed-benefit Indemnity" if you are using Allstate as your minimum coverage.

Product not available in the following states: AK, CA, CT, HI, ID, IN, KS, MD, MA, MN, MT, NV, NH, NJ, NM, NY, ND, OR, RI, VT, & WA.

High Quality Non-ACA Plans

See if you qualify for ManhattanLife's plan! Click NEXT-> below to see the qualiying questions.

If you can answer "no" to the following question, you may qualify for this plan:

In the last 5 years years, has any applicant had any of the following?

  1. Now have or had cancer in any form including, carcinoma in situ?

  1. Has any person proposed for insurance been diagnosed with, received treatment for, or been prescribed medication for any of the following conditions? a. Alcoholism, Alcohol, Chemical Dependency, or Drug or Alcohol Abuse b. Autism Spectrum Disorders, Autism, Asperger’s Disorder, Rett’s Syndrome, Pervasive Developmental disorders, or Pervasive Developmental Delay c. Heart Disorder, Heart Disease, Heart Attack, Coronary Bypass d. Peripheral Vascular Disease or Peripheral Arterial Disease e. Crohn’s Disease or Ulcerative Colitis f. Kidney disorders, excluding Kidney Stone g. Osteomyelitis h. Rheumatoid Arthritis i. Stroke, Transient Ischemic Attack (TIA) or Brain Aneurysm j. Basal Cell or squamous cell carcinoma with recommended surgery that has not been completed k. Emphysema, Chronic Obstructive Pulmonary Disease (COPD), Fibrotic Lung Disease, or Primary Pulmonary Hypertension l. Liver disorders, excluding fully recovered Hepatitis A m. Diabetes (Type I or Insulin controlled) n. Hernia Uncorrected o. Lupus p. Paralysis q. Sickle cell anemia r. Tuberculosis (TB)

  1. Within the last 5 years, has any person proposed for insurance been diagnosed or been treated by a member of the medical profession as having Acquired Immune Deficiency Syndrome (AIDS), “AIDS” Related Complex (ARC), or “AIDS” related conditions, or tested positive for Human Immunodeficiency Virus (HIV) or its antibodies?

  2. Are you actively at work now and have you worked at least 30 hours a week for the last three (3) months except for minor illnesses of 1 week or less or pregnancy?

  3. To the best of your knowledge and belief, within the last 12 months, has any person to be insured had elevated or rising prostate specific-antigen (PSA) or carcinoembryonic antigen (CEA) test, abnormal mammogram, abnormal pap smear, or abnormal biopsy?

  1. To the best of your knowledge and belief, within the last 12 months, has any person to be insured had elevated or rising prostate specific-antigen (PSA) or carcinoembryonic antigen (CEA) test, abnormal mammogram, abnormal pap smear, or abnormal biopsy?

  2. To the best of your knowledge and belief, within the last 12 months, has any person to be insured, received treatment or had tests performed where the results were other than normal or still pending or received treatment for any abnormal tests?

  3. Is/are any proposed insured(s) now pregnant?

If you answered "no" to all of the previous questions, you may qualify for ManhattanLife's Affordable Choice plan!

If you answered "yes" to the previous questions, you likely need to shop for ACA plans.

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Affordable Choice

ManhattanLife's Affordable Choice (non-ACA) provides affordability, accessibility, and flexibility. With a large PPO network, you keep your own doctors and can access network discounts. You choose your coverage amount and the plan pays fixed amounts towards medical expenses each year.

The plan can also serve as minimum coverage

when major medical is not an affordable option.

So you’ll get coverage at a cost that works

for you.

The link below shows the Affordable Choice information, as well as other great supplemental products. The more you options you choose, the greater the protection!

Product not available in the following states: CO, CT, ID, KY, MA, NH, NJ, NY, OK, VT & WA.

Shop Dental/Vision Plans


Tailored plans for total wellness. Dental insurance focuses on preventive care, treatments, and orthodontics, while vision insurance covers eye exams, glasses, and contacts, promoting your overall health.

You are able to self enroll in all plans.

Like we said, we made this easy.


Click on icons below to review information

and enroll

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Allstate Dental/Vision

(Product not available in MD, ME, MT, NC, NJ, NM, NV, NY, RI, VT, WA or WV)

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ManhattanLife Dental/Vision

(Product not available in AK, HI, MA, MN, NH, NM, NV, NY, PR, RI, VT, or WA)

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Cigna Dental/Vision

(Product not available in NM)


If you have any questions, don't forget to reach out to Sean Holm with any questions

Shop Marketplace Plans

Marketplace plans offer major medical coverage and cover pre-existing conditions.

Depending on your income level, you may qualify for a Premium Tax Credit.

ACA not right for you? Consider applying for non-ACA plans.

Need help enrolling in ACA? Watch this video.

Not sure about your options and want to speak to an agent? Schedule an appointment now.

Call (435) 422-4313

Email: sean@arkfinancialus.com

Site: https://www.arkfinancialus.com/